They are not seen often these days, but occasionally you may see roadblocks in the Fort Worth, Texas area designed to find intoxicated drivers. If by chance you are pulled over for driving while under the influence, then your best defense is to seek the advice from an experienced Fort Worth DWI Lawyer. Their recommendation is to always ask the officer to speak to your attorney
prior to any testing or statementsare made.
This might sound a little strange, but all you are doing is enacting your right as an American citizen to have the advice of your attorney present prior to the law enforcement officer can ask you any questions or for you to perform any tests like a sobriety test. Most police will think this is a delaying tactic. Though it may be, it is also quite legal.
Often times, even if you can reach your attorney, he will likely not be able to show up for hours or even until morning. The main reason is that if it is after business hours, he will be asleep or harder to reach. When the messages are checked in the morning your Fort Worth DWI lawyer will respond and show up to protect you. This is a legitimate reason for there to be hours in delays before your legal representation will attend to your request.
The local prosecutor will no doubt point out to the judge that this is a simple delaying tactic, and they will be right. But this representation is guaranteed under the U.S. Constitution. They cannot argue successfully against it or hold it against you for exercising your rights.
Your attorney can counter the prosecutor's argument that you remembered your rights so how could you be as intoxicated as the police officer claims you were? This is a legitimate point and has to be taken into consideration.
So regardless of what the situation or circumstances you find yourself in when confronted with a sobriety test by a law enforcement officer, do not refuse to take it, just ask to talk to your Fort Worth DWI lawyer first.
Article Source: Mark Sierra
Representation by a Fort Worth DWI Lawyer
Online Life Insurance Quotes Made Easy by Quote Assure’s Quote for Life Insurance
Almost all people understand the need to get life insurance. They know that accidents happen anytime and that life insurance secures the individual and family from financial breakdown during these tragic times. However, no matter how important it is, some people would rather not invest in insurance because of its high price. Oftentimes, it’s the fear of not being able to pay the premiums on schedule that makes them refuse to get life insurance. Indeed, it’s a sad fact that people sacrifice the need against ones capability to pay the premium. The solution?Why not look for insurance that provides the needed financial protection at the same time one that is affordable for the person’s current capacity to pay.
Fortunately, there are insurance companies
that understand the balance of premiums and coverage needed. Whilst some can offer various coverage at expensive rates, there are those who can offer the basic coverage at the most affordable rate. The best thing to do is to choose which among the company offers the most affordable rate at the most reasonable coverage. You just have to search or shop around for companies that offer life insurance plans.
Searching for such high standard criteria for the needed life insurance can be exhausting especially with all the numerous insurance companies available offline and online. It’s not like you are going to call them one by one to request quote for life insurance and the corresponding coverage. Experts suggest that you call at least five insurance companies to get quotes for life insurance. But even calling or contacting the five companies can take considerable amount of your time. Even if you have to search for online life insurance quotes
from various companies in different websites, you will most likely still miss the company that offers the most affordable life insurance plan.
Fortunately, there are companies that show one time quotes for life insurance. Here, people can compare the prices for life insurance. They can even have a look at what is included in the coverage with the available premium price. Online life insurance quotes may just be the nearest estimate based on your given information. But it does not mean that there is no possibility that there is most affordable price in the quote for life insurance. With companies that offer online life insurance quotes, you can search for the lowest offer and contact or deal with the life insurance company. This can be the best start for searching the affordable life insurance premium that suits your current financial capacity.
Quote Assure is an online company that provides quotes for life insurance. With just a click away, you will find various companies offering different premiums and coverage based on the information you have given. You can then easily choose which among the companies you need to contact with. This way, you will not go all the way calling or visiting websites of various life insurance companies just to ask how affordable their premiums are. With Quote Assure, you just need to fill up some information relevant to application for life insurance and you will instantly get online life insurance quotes.
Why Consolidate Student Loans
When you consolidate student loans the process is often long and sometimes difficult. Many students will find it confusing with obstacles that are tiring. For that reason is best to consolidate student loans as quickly as possible after graduation. For the most part, the student loan company will handle the difficult issues when you consolidate student loans. A student loan consolidation combines several payments into a single much lower monthly payment. When you consolidate student loans it makes life easier at a time when you are launching your careerWith certain repayment plans, the student can easily budget out the payment each month to ensure that the loan is retired promptly.
When you consolidate student loans you not only lower the monthly payment, but budgeting your finances becomes much easier. The consolidation process can also potentially lower your interest rate, saving you significant money over the life of the loan. So don't get discouraged when you consolidate student loans, as the student loan company is always there to help.
When you want to consolidate student loans, the Internet is the best place to find information on repayment options. Many options are available to you when you consolidate student loans, so it is important to get as much information as possible to assure you get the best payment plan. Some payment plans even have a sliding scale to compensate for lower income when you are just getting started in your career.
Before you apply for student loan consolidation you should check out student loan forgiveness programs. You can qualify to have your student loans forgiven by:
1) Performing volunteer work:
If you serve for 12 months in AmeriCorps, you receive up to $7400 in
stipends plus $4725 for your loan retirement. Call 1-800-942-2677.
Peace Corps Volunteers can retire up to 70% of consolidate student loans Call 1-800-424-8580 or 1-202-692-1845.
Volunteers in Service to America (VISTA) can earn up to $4725 in debt forgiveness. Call 1-800-942-2677 or 1-202-606-5000.
2) Performing military service:
The Army National Guard offers $10,000 of repayment funds its members.
3) Teaching in certain types of communities:
The American Federation of Teachers maintains a list of loan forgiveness programs for teachers.
Also contact your local school boards to learn which schools qualify for loan forgiveness
4) Medical and Legal service in certain communities.
Many law schools forgive the loans of students who serve in public interest or non-profit positions. Call Equal Justice Works 1-202-466-3686 or fax 1-202-429-9766.
The US National Institutes of Health's NIH Loan Repayment Programs repay up to $35,000/year of student loan debt for US citizens who are conducting clinical medical research.
The more you know about your student loans and the options available when you consolidate student loans, the better judgments and decisions you will make. Most students who do not want to do volunteer work can benefit when they consolidate student loans. If you have small, low interest rate student loans, it is best to keep them separate when you consolidate student loans to preserve the advantageous interest rate.
To consolidate student loans is a smart way of managing student loan debt. Study all the options on the Internet and make good decisions on how to pay back student loans. When you consolidate student loans it does not remove all the pain of repaying your debt, but it makes life more enjoyable while you do.
Bill Stephens is a management consultant that shares his expertise on how to consolidate student loans at [http://www.consolidate-student-loans.biz]
Article Source: Bill Stephens
What is a Life Assurance Quote? Is it the Same As a Life Insurance Quote?
What is a life assurance quote? Life assurance is life insurance; they have the same meaning, which is the protection against the loss of income should the insured pass away. Life assurance is a term commonly used in United Kingdom while life insurance is more common in United StatesFinding a quote nowadays has never been easier. All you have to do is get online and search for a quote provider. You just have to fill out a brief personal questionnaire and submit. Afterward, you will receive a quotation in no time. In the quotation you will find the following: the financial rating of the life assurance company, the type of assurance, and your personal heath rating. The quote you will receive takes all of these into consideration.
Once you get the quote form various companies, you will find that there are subtle differences between policies. By dealing with this online, you are able to get the quote immediately and compare them. Moreover, you will be able to concentrate well and make sound decision in what policy to avail.
In purchasing a life assurance policy, there are several things that you must ask yourself:
- Will you need a term life or a whole life?
- How long will you need coverage?
- How much coverage you need?
- How much can you afford the premium
- What is the financial rating of the company?
- Are you the only one who will need to be covered under the policy?
- Do you have access to other life insurance?
Having the answers to these questions will help you determine the right amount of coverage that is suitable for you. You won't have to contact a sales representative or an agent to make that decision. You already have that information; the next step now is how to make best use of it.
In conclusion, finding a life assurance quote is quick and easy. Just make sure you consider all the various factors above. Cost alone should not be the only thing that influences your choice. Making an informed decision will be extremely beneficial in choosing the right life assurance policy just for you.
Get a FREE Life Assurance Quote when you visit our site. Get the answers to the most FAQ's about Term Life Insurance Click Here.
Article Source: Anna Kowalski
